Privacy & Terms

Privacy

Your privacy is very important to me. This website, retirementutopia.com will not share, sell, loan, or lease subscriber information to outside parties in order to directly profit from the trust and information you give me. I have developed the below Policy in order for you to understand how I collect, use, communicate and disclose and make use of personal information. The following outlines the privacy policy on retirementutopia.com.

  • Before or at the time of collecting personal information, retirementutopia.com will identify the purposes for which information is being collected.
  • retirementutopia.com will collect and use personal information solely with the objective of fulfilling those purposes specified by me and for other compatible purposes unless I obtain the consent of the individual concerned or as required by law.
  • retirementutopia.com will only retain personal information as long as necessary for the fulfillment of those purposes.
  • retirementutopia.com will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.
  • Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
  • Payment services: Your individual credit card or any other payment information is not kept on the retirementutopia.com servers.
  • retirementutopia.com will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use, or modification.
  • retirementutopia.com will not intentionally sell, distribute or share members’ private and personally identifiable information except in such cases retirementutopia.com engages a third party to help deliver services and/or products which are promised and advertised on our site.  In such a case, the third party agrees to keep all member information confidential.
  • retirementutopia.com will make readily available to customers information about our policies and practices relating to the management of personal information

Google Analytics, AdWords use, and how to Opt-out

This website in certain instances may use the Google AdWords remarketing service to advertise on third-party websites (including Google) to previous visitors to our site. It could mean that retirementutopia.com advertise to previous visitors who haven’t completed a task on our site, for example using the contact form to send a message. This could be in the form of an advertisement on the Google search results page, or a site in the Google Display Network. Third-party vendors, including Google, use cookies to serve ads based on someone’s past visits to the retirementutopia.com website. Of course, any data collected will be used in accordance with the retirementutopia.com privacy policy and Google’s privacy policy.

You can set preferences for how Google advertises to you using the Google Ad Preferences page, and if you want to you can opt out of interest-based advertising entirely by cookie settings or permanently using a browser plugin.

Google provides a browser add-on to block Google Analytics tracking and is available here:  Google Analytics Opt-out Browser Add-on

Terms & Conditions

1. Terms

By accessing this website (retirementutopia.com), you are agreeing to be bound by this website’s Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on the retirementutopia.com website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license, you may not:

  • Modify or copy the materials.
  • Use the materials for any commercial purpose, or for any public display (commercial or non-commercial).
  • Attempt to decompile or reverse engineer any software contained on the retirementutopia.com website.
    • Remove any copyright or other proprietary notations from the materials, or transfer the materials to another person, or “mirror” the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by retirementutopia.com at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

The materials on the retirementutopia.com website are provided “as is”. retirementutopia.com makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, retirementutopia.com does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall retirementutopia.com or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, personal injury, or due to business interruption,) arising out of the use or inability to use the materials on the retirementutopia.com web site, even if retirementutopia.com or a retirementutopia.com authorised representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on the retirementutopia.com website could include technical, typographical, or photographic errors. retirementutopia.com does not warrant that any of the materials on the website are accurate, complete, or current. retirementutopia.com may make changes to the materials contained on its website at any time without notice. retirementutopia.com does not, however, make any commitment to update the materials.

6. Links

retirementutopia.com has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by retirementutopia.com of the site. Use of any such linked website is at the user’s own risk.

7. Site Terms of Use Modifications

retirementutopia.com may revise these terms of use for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

The Privacy Policy and Terms and Conditions of Use were last updated on July 2023.

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